How much does Georgian car insurance cost for foreign plates in 2026?

If you drive a foreign-plated car in Georgia, compulsory third-party liability insurance — locally called APPA — is not optional. The good news: it is one of the cheapest legal requirements you will ever meet, and the price is fixed by duration rather than by engine size or driver age.

There are three standard durations for foreign-registered vehicles. A 15-day policy covers a short holiday or a transit run. A 1-month policy suits longer stays and seasonal workers. A 1-year policy is the best value for anyone who crosses regularly — taxi drivers, freight couriers, families with property on both sides of the border.

As of 2026 the market price is 15 GEL for 15 days, 30 GEL for one month and 120 GEL for a full year. In Armenian dram this is roughly 2,200 AMD, 4,400 AMD and 17,500 AMD respectively — the exact figure moves slightly with the exchange rate. Compare that with the fine for driving uninsured, and the policy pays for itself many times over.

What does the policy actually cover? APPA pays for damage you cause to third parties: their car, their property, and injuries to other people, with coverage up to the statutory limit. It does not cover your own vehicle — that would be CASCO, a separate voluntary product.

Where you buy matters more than most drivers think. Border kiosks charge the same official tariff but often add queue time and card-terminal roulette. Buying online in advance gives you the identical legal policy, delivered to your email as a digital document that Georgian police and border officers accept without question.

At georgianappa.com the whole process takes about three minutes: pick a duration, enter the car and driver details, pay by card, and the policy is in your inbox before you finish your coffee.