If you already know you're driving to Georgia and want the details on the insurance itself — coverage limits, exact pricing, the buying process, and what to do in an accident — this page covers it in full. For the wider route, visa, and border questions, see our full UK-to-Georgia driving guide, or for a group-by-group pre-departure list see our driving checklist.
Trust & transparency
Written by: Georgian APPA Editorial Team
Last reviewed: August 2026 (Reviewed by Georgian APPA)
Georgian APPA separates statutory insurance information from its own customer-facing selling price and links authority pages that explain how content is reviewed and updated.
Official sources used on this page
From $20.00
15-day policy for a passenger car
~3 minutes
average time to buy online
300 000 GEL
maximum liability per insured event
24/7
digital PDF policy accepted at every border
APPA pays for damage or injury you cause to other people — their car, their property, their health — up to the statutory limits below. It does not repair your own vehicle; if you want that covered too, arrange separate cover before you travel.
Unlike UK insurance, the price isn't affected by your No Claims Discount, age, or claims record. Our price is a flat rate based only on the vehicle type and how many days of cover you choose.
When you buy it, you enter the car's registration number and VIN, plus the driver's licence details exactly as they appear on the documents — that's what gets checked at the border or in the event of an accident.
Up to 30 000 GEL per injured third party for health or life-threatening injury (15 000 GEL for a lesser health injury), capped at 300 000 GEL total for one insured event.
Up to 25 000 GEL per affected third party for property damage — their car, a wall, a fence — capped at 50 000 GEL total for one insured event.
It does not cover damage to your own vehicle, your own medical treatment, or your belongings. Travel medical insurance is a separate, legally required policy since January 2026; cover for your own vehicle is optional and bought separately if you want it.
Cover is valid across the whole of Georgia for the exact duration you select — it does not pause or extend automatically once it starts.
Prices shown are for a standard passenger car. Motorcycles, buses, trucks, trailers, and special vehicles are priced individually in the same online form.
Registration number, VIN or frame number, manufacturer and model, and vehicle type (car, motorcycle, bus, truck, trailer, or special) — this also determines the price for non-standard vehicles.
Name, licence or passport ID, and citizenship, exactly as they appear on the documents you’ll be carrying — this is what’s checked at the border.
Visa, Mastercard, and Apple Pay all work through the checkout, charged in GBP or your card’s home currency at your bank’s exchange rate.
Usually within minutes — ready to show digitally at the Sarpi crossing or to Georgian police, no printout required.
Stay at the scene, call 112 (the Georgian emergency line) and the official compulsory-insurance hotline +995 32 2 30 11 11 immediately, and wait for an authorised officer unless someone needs urgent medical care. Your APPA policy details (vehicle registration and policy number) will be needed at this point, so keep the confirmation email accessible on your phone throughout the trip.
Coverage limits on this page are the limits set in Georgian law. Prices are Georgian APPA's own selling prices, which include our service, and are not the statutory premium. Compulsory cover is arranged through Georgia's official compulsory insurance system and participating insurers. Insurance terms can be updated by the issuing insurer — always confirm current figures at checkout before purchase. For visa and entry rules, see the UK Foreign, Commonwealth & Development Office's travel advice for Georgia (gov.uk/foreign-travel-advice/georgia). Our editorial process and primary legal references are listed on the Editorial Policy and Official Sources pages. Last reviewed: August 2026.
Choose the cover that fits you. Prices are per policy.
No — it’s third-party liability only, covering damage and injury you cause to other people. Repairs to your own vehicle need separate cover, arranged before you travel if you want it.
There isn't a separate excess the way UK car insurance works — APPA is a fixed-limit compulsory policy at the coverage figures above, with no additional deductible on top.
Yes — buy a new policy for the same vehicle at any time online, including from inside Georgia, choosing a start date that follows straight on from your current cover.
Set your start date to your planned entry day with a small buffer. If you’re delayed further, buy a fresh policy with a new start date before you actually cross rather than arrive with one that’s already expired.
Yes — the requirement applies to any foreign-plated vehicle on Georgian roads regardless of trip length. The 15-day policy is the practical choice for a short transit.
No. Georgian compulsory insurance pricing isn't linked to driving history or NCD from any country — it's a flat rate set only by vehicle type and duration.
Yes — vehicle type is selected during the online purchase (car, motorcycle, bus, truck, trailer, or special), and each type is priced individually in the same form.
Both — the policy records the vehicle’s registration and VIN alongside the named driver and policyholder’s details, since these are checked together at the border or after an accident.
The car's registration document (a V5C for UK vehicles) for the registration number and VIN, and the driver's passport or driving licence details. The whole form takes about three minutes.
Yes — contact support with your order number or the email you used, and the PDF can be resent, or you can look up the order on the tracking page at any time.
The compulsory cover follows Georgia's official compulsory insurance system wherever you buy it. What differs between sellers is the price and the service around it. Georgian APPA's price is shown in full at checkout before you pay.
Contact support before or shortly after your policy’s start date if your plans change. Refund eligibility for unused time depends on the issuing insurer’s terms.