Trucks · Buses · Trailers

Truck, bus and trailer insurance for Georgia

Every foreign-registered truck, tractor unit, trailer, bus and special vehicle entering Georgia must carry Georgian compulsory third-party liability insurance (APPA/TPL) for the whole time it is in the country — including transit to Armenia or Azerbaijan. A Green Card or an insurance policy from home is not accepted. A tractor unit and its semi-trailer are two vehicles and need two policies. The policy is bought online, arrives by email as a PDF, and police check it by the number plate.

2 policies

Tractor unit and semi-trailer are insured separately

300 000 GEL

Cover for injury and death per insured event

50 000 GEL

Cover for property damage per insured event

By plate

How police and border officers check the policy

Current prices by vehicle type

What a policy costs today for each heavy-vehicle category. The figures are read live from the order form below, so the two never disagree.

VehicleInsure
Truck
Trailer
Bus
Special vehicle

Prices include our service and card-payment costs.

Which vehicles this covers

  • Trucks and tractor units — goods vehicles, rigid or articulated.
  • Trailers and semi-trailers — a category of their own, insured separately from the vehicle towing them.
  • Buses — vehicles built to carry passengers.
  • Special vehicles — agricultural and specialised self-propelled machinery such as cranes, loaders and tractors.

Tractor unit plus semi-trailer: two policies

The tractor unit and the semi-trailer are registered as separate vehicles, each with its own plate and VIN, so each needs its own Georgian policy. Damage caused by a trailer attached to an insured vehicle falls within the compulsory system, but the trailer still has to be insured in its own right. Add both to the cart and pay once.

What you need to buy

  • Registration number and VIN (or chassis/frame number), exactly as on the registration certificate.
  • Make and model of the vehicle.
  • Driver or policyholder name in Latin letters, passport or company registration number, citizenship, phone and email.
  • Start date and term: 15 days, one month or one year.
  • Optionally, a photo of the registration certificate — it helps us catch a typo before the policy is issued.

Carriers and fleets

A transport company can buy in its own name: choose “Legal entity” as the policyholder and enter the company registration number. Each truck and trailer goes into the cart as its own policy, and the whole fleet is paid for in one card payment. Hauliers who cross every month usually take the one-year term, which costs far less per day than repeated 15-day policies.

What it does not cover

  • Damage to your own truck, trailer or cargo.
  • The carrier's liability for goods under a CMR consignment note — that is cargo insurance, a separate product.
  • The driver's medical costs — that is travel medical insurance, which most foreign visitors must hold since 1 January 2026 with an insured sum of at least GEL 30,000.

Order insurance for your truck

Truck is already selected — switch to trailer, bus or special vehicle in step 2 if needed. Add each vehicle to the cart and pay once.

Questions from hauliers

Is my Green Card or CMR insurance valid in Georgia?

No. Georgia is not part of the Green Card system, and CMR cover insures the cargo, not the damage your vehicle does to other people. Every foreign-registered vehicle needs a Georgian compulsory policy.

Do I need a separate policy for the trailer?

Yes. A trailer or semi-trailer is its own vehicle category with its own plate, so it needs its own policy alongside the one for the truck or tractor unit.

I am only transiting Georgia to Armenia or Azerbaijan. Do I still need it?

Yes. The obligation applies for as long as the vehicle is on Georgian roads, whether the trip ends in Georgia or passes through it. For a short transit the 15-day term is enough.

Can a transport company buy policies for its trucks?

Yes. Choose “Legal entity” as the policyholder, enter the company registration number and add each vehicle to the cart. The policies are emailed to the address you give.

What happens if a truck is stopped without insurance?

Driving a foreign-registered vehicle in Georgia without compulsory insurance is an administrative offence with a fine of 100–200 GEL. Police check the policy electronically by plate, so a missing policy is visible without stopping the vehicle.

How fast is the policy issued?

Usually within minutes of payment. It arrives by email as a PDF — keep it on the driver's phone. The digital document is accepted at the border and by police.