Who is exempt from Georgia's mandatory travel insurance?

The exemptions, as written

• Holders of a diplomatic or special visa issued by Georgia.
• Holders of diplomatic, official, service or special passports.
• Accredited staff of diplomatic missions, consular offices and international organisations in Georgia, and their accredited family members.
• Persons whose entry to Georgia is covered by an international agreement or treaty of Georgia.
• Drivers engaged in international commercial carriage of goods and passengers — professional truck and bus drivers on international routes.

Who is not exempt, even if it seems they should be

• Children: the rule applies to every tourist; there is no age threshold. Each child needs their own cover or must be named on a family policy.
• Visa-free visitors: visa-free entry and the insurance rule are separate. Citizens of the EU, UK, USA, Gulf states, Armenia, Kazakhstan and other visa-free countries still need the policy.
• Transit: a tourist passing through Georgia by car or on a stopover is still entering Georgia and needs cover for those days.
• Private drivers: the transport-driver exemption is for commercial international carriage, not for someone driving their own car on holiday.

If you are not sure whether you qualify

The exemptions are tied to documents — a diplomatic passport, an accreditation card, a licence for international carriage — rather than to circumstances. If you cannot show such a document at the border, assume the rule applies. A compliant policy through Georgian APPA costs little for a short stay and is issued in minutes, which is a smaller risk than arguing an exemption at passport control.