Georgian compulsory third-party insurance is priced on two things only: the category of the vehicle and how long the cover runs. A motorcycle costs less than a passenger car, a passenger car less than a bus or a truck, and a trailer is cheaper than any of them. Nothing about the driver — age, licence length, claims history — and nothing about the value of the car changes the price. Prices for every duration we sell are read live from the checkout, so this page and the order form can never disagree.
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Things that set the price: category and duration
$1.33
Per day on a 15-day passenger-car policy
300 000 GEL
Total liability cover per event
Duration is the other half of the calculation. We sell 15 days, one month and one year; Georgian law also recognises a 90-day term, which is not one of our packages. The longer terms cost less per day — an annual policy works out at roughly a tenth of the daily rate of a 15-day one, which is why drivers who cross a border every month take the year.
Nothing else moves the figure. There is no no-claims discount, no age loading, no engine-capacity surcharge and no valuation of the vehicle, because compulsory cover pays third parties rather than repairing your car. Two identical trips in a new SUV and a twenty-year-old hatchback cost the same.
Compulsory car insurance covers the damage a vehicle does to other people. Travel medical insurance covers the health of the people travelling, and since 1 January 2026 most foreign visitors must hold it for their whole stay with an insured sum of at least GEL 30,000. They are separate purchases with separate prices, and one does not substitute for the other.
For a passenger car: about $20.00 for 15 days, $30.00 for one month, and $150.00 for a full year.
No. Compulsory third-party cover is priced by vehicle category and duration only. The engine capacity is recorded on the policy, but it does not change what you pay.
No. A trailer is its own category and is insured separately, although damage caused by a trailer attached to an insured vehicle falls within the compulsory system.
The daily rate falls sharply with the length of the term. On a 15-day policy a passenger car works out at $1.33 a day; the annual policy covers the same car for a fraction of that per day, so it pays for itself after a handful of trips.
It is the same compulsory cover under the same law. Our price is a retail price that includes the service and card costs of arranging it online; the border booths sell the same product in lari, with a queue attached.
No. The policy is written for a fixed period and an unused remainder is not refundable, so choose a term that matches the trip rather than over-buying.
Pick the vehicle type and the length of cover; the price shown is the price you pay.
Choose the cover that fits you. Prices are per policy.